Ill health retirement

Please read our information on how we are supporting residents and businesses, as well as information on affected services.


The following process is to be used, if you are intending to dismiss a Local Government Pension Scheme (Scheme) member on:

  • ill health/capabilty grounds

Referral to a medical practitioner

The member must be referred to a qualified Independent Registered Medical Practitioner (IRMP). They will assess the them for potential ill health retirement against the LGPS regulations.

The IRMP must provide a completed OH3 certificate.

They must not:

  • have previously advised or,
  • given an opinion on or,
  • been involved in the particular case for which the certificate has been requested.

Narrative Reports

The Pensions Ombudsman Service (TPOS) have highlighted the importance of employers in obtaining:

  • a narrative report from the IRMP in dealing with ill-health retirement cases.

Narrative reports help employers to understand the reasoning behind the medical opinion the IRMP has given.

As the decision to award an ill-health retirement is that of the employer, a full understanding of the IRMP's reasoning will be important. This minimises the risk of you:

  • making a poor or flawed decision, resulting in a mal-administration claim from a member

You should make it clear at the time of commissioning the IRMP to provide a medical opinion, that you need a narrative report

Implementing the decision to award ill health benefits

If the IRMP provides an opinion that the member meets the conditions set out in the LGPS regulations that the member is;

  • As a result of ill-health or infirmity of mind or body, permanently incapable of discharging efficiently the duties of the employment the member was engaged in and that the member; 

  • As a result of ill-health or infirmity of mind or body, is not immediately capable of undertaking any gainful employment 

As the scheme employer:

  • you decide whether to award an ill-health retirement benefit
  • you decided which tier to award according to the likelihood of undertaking any gainful employment.

An active member who:

  • has qualifying service for a period of two years and
  • whose employment is terminated by an employer on the grounds of ill-health

is entitled to, and must take, early payment of a retirement pension.

The amount of retirement pension that a member who satisfies the conditions above receives is determined by which of the benefit tiers that member qualifies for. 

Need help?

Most issues can be resolved online, it's the quickest and most convenient way to get help.

Your feedback is important to us

Help us improve our service

Give feedback about your experience