Retiring before your normal retirement age
It is possible to retire voluntarily from the age of 55. If you retire before your normal pension age, it is likely that your pension and any automatic lump sum will be reduced for early payment. To find out whether it is likely that your pension would be reduced, please see our will my pension be reduced area.
The Government has announced the earliest age that you can take your pension will be increased from age 55 to 57 from 6 April 2028. This will not apply to ill health retirements.
You could be protected from this increase if you joined the LGPS before 4 November 2021. You could also be protected if you transfer or transferred a previous pension into the LGPS and certain conditions were met. We are awaiting confirmation from the government on what protections will apply.
Can I access my details online?
As a active member, you can sign up for our Member Self-Service portal. This allows you to securely:
access your pension account details
calculate pension benefits estimates
To find out more about this member self-service facility and sign up, please visit our Member Self-Service section of this website.