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Are preserved benefits secure?

As the CPF is a secure fund your benefits are independent of share prices and stock market fluctuations. Your preserved benefits are completely safe.  In fact, your pension will increase every year, in line with the consumer prices index.

Your pension benefits will be held securely in the fund until you start to receive them.

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Alternatively you can elect to transfer into another pension arrangement.  Once your pension has been transferred you no longer have benefits in the CPF.

You should contact an independent financial advisor to find out the financial implications of transferring your benefits.

Our Jargon Buster may help with pensions terminology.