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How is my pension calculated?

However, from 1 April 2014 that formula is different because the Scheme changed from a final salary scheme to a career average scheme: For each year in the new scheme from April 2014, you will build up a pension based on your pensionable pay in that year....For each scheme year that you are a member, a pension equal to a 49th of your pensionable pay will be added to your pension account....Further information Example of how a pension is worked out from 1 April 2014  LGPS member website including a pension modeller If you have been in the scheme since before 1 April 2014 your benefits up to 31 March 2014 will still be calculated based on your final pensionable pay.

Last updated: 16/05/2022 06:59:12


Deductions from wages or benefits

If we’ve obtained a Liability Order and we know your employer, we can tell your employer to deduct money from your wages to pay off your debt....You must tell us if you change your employment within 14 days of the change or you may be fined....Net wages Deduction rate Below £300 no deduction can be made £300 to £550 3% £550 to £740 5% £740 to £900 7% £900 to £1420 12% £1420 to £2020 17% above £2020 17% for the first £2020 and 50% for the remainder   Benefit deductions If you receive Universal Credit, Job Seekers Allowance, Income Support or Employment Support Allowance we will ask the Department for Work and Pensions (DWP) to deduct money from your benefit. 

Last updated: 05/11/2025 11:09:28


Benefits of an apprenticeship

There may be other entry requirements depending on the apprenticeship....The table below shows the full-time equivalent annual salaries for staff employed on an apprentice contract by Cornwall Council....Role Salary Hourly Rate (37 hour week) Apprentice Level 2 £19,292* £10.00 Apprentice Level 3 £23,555** £12.21 Apprentice Level 4 £24,308*** £12.60  Apprentice Level 5 £27,225 (Level 4 + 12%) £14.11  Apprentice Level 6 £30,492 (Level 5 + 12%) £15.80  Apprentice Level 7 £34,151 (Level 6 + 12%) £17.70  Hourly rate = full time salary ÷ 1929.18 * this pay rate is aligned with the National Minimum Wage (NMW) for 18-20 year olds. ** this rate of pay is aligned with the National Minimum Wage (NMW) for over 25 year olds (the National Living Wage). *** this rate of pay is aligned to the Living Wage Foundation rate.

Last updated: 11/08/2025 10:35:04


Struggling to pay your rent or mortgage

if you don't pay your rent you could become homeless....If you don't pay your council tax you could go to prison....You should pay 'priority debts' before paying 'non-priority' debts.

Last updated: 01/04/2026 12:48:16


Council tax explained

The council tax band of your property is decided by The Valuation Office.Council Tax bills are based on a charge for each financial year which runs from 1 April to 31 March every year - your council tax liability is calculated on a daily basis.The options below explain who has to pay, how to pay, what discounts and exemptions are available and what to do if your account is in credit:Who has to pay?...You usually have to pay council tax if you are 18 or over and own or rent a home....However, you would have instalments to pay all year round.If your request to pay in 12 instalments is received in any month after March, you will only be given instalments for the remaining months until March of the following year.

Last updated: 18/08/2026 15:23:04


School uniform

School uniform policy Individual schools are responsible for their school uniform policy....They may run a second hand uniform shop with items available at discounted cost....They may also be able to signpost to support in the local area ensure you know what your child / young person needs so that you are not buying items they do not need check social media for buy / swap / sell groups local groups to see if you can either sell or buy second hand items Other support Our cost of living pages provide more information about the types of support available to you, including: benefits advice childcare entitlement council tax school meals and pupil premium cheaper broadband and phones winter wellbeing advice You can find out about school uniform requirements on the Gov.uk website.

Last updated: 02/09/2024 14:48:54


Direct Payments and Personal Budgets for children and young people

This allows you to arrange support that best meets your child's individual needs, rather than receiving services arranged directly by Cornwall Council.Direct Payments can be used to:Arrange and pay for your own support and services.Employ a Personal Assistant (PA).Purchase support from an independent provider.Access community activities and opportunities that support agreed outcomes.Fund short breaks where these have been identified as an assessed need.Direct Payments are available for disabled children and young people under the age of 18.Benefits of Direct PaymentsDirect Payments can:Give families greater choice and flexibility.Provide more control over how support is arranged.Help children and young people access activities in their local community.Promote independence and develop life skills.Enable support to be tailored to individual needs and family circumstances.There is no charge for receiving Direct Payments, and they do not affect entitlement to welfare benefits.Who can receive...A Direct Payment may be provided when:The child or young person is under 18 years of age.A social care assessment has identified eligible needs.Direct Payments are considered an appropriate way to meet those needs.The parent or carer has parental responsibility for the child or young person (where applicable).The level of funding will be based on the child's assessed needs and the outcomes identified within their Child Plan.What can Direct Payments be used for?...If circumstances change, funding may increase, decrease, or stop.Please inform your social worker if your child's needs or circumstances change.Employing a Personal AssistantSome families choose to use Direct Payments to employ a Personal Assistant (PA).A Personal Assistant can help a child or young person to:Access activities and social opportunities.Develop independence skills.Increase confidence.Participate in community life.Achieve outcomes identified in their Child Plan.If you employ a Personal Assistant, Cornwall Council must ensure they are suitable to work with children and young people.We will arrange and pay for an enhanced Disclosure and Barring Service (DBS) check.How do I apply for Direct Payments?

Last updated: 10/09/2026 15:37:07


Available CIL relief

Types of relief Affordable (social) housing Any social housing included within a development is eligible to claim exemption from liability to pay CIL....All of the following conditions must apply, and any relief given must not constitute a notifiable state aid: a Section 106 must exist on the planning permission for the development the Council must agree that the cost of complying with the Section 106 agreement exceeds the CIL charge paying the CIL charge would have an unacceptable impact on the development’s economic viability Please see the Discretionary Relief policy which sets out the relief available....If a Form 6 is not received before the development commences, any relief granted may be withdrawn.

Last updated: 10/06/2025 09:30:13


Widemouth Bay, Bude, EX23 0AW

Charges 1 April - 31 October All days 9am - 6pm Up to 1 hour - £2.70 1 to 2 hours - £5.30 2 to 4 hours - £7.70 24 hours - £11.70 Weekly - £29.20 All days 6pm - Midnight Evening Session - £2.50 Midnight to 9am - No Charge Coach Charges 9am - Midnight 1 November - 31 March  All days 9am - 4pm Up to 1 hour - £1.50 1 to 2 hours - £2.70 2 to 4 hours - £5.70 24 hours - £7.20 Weekly - £17.60 All days 4pm - 9am No Charge Coach Charges 9am - 4pm Payment Pay and display (all coins 10p to £2, Chip and Pin, contactless, Apple Pay and Google Pay) Pay by mobile phone the location code for this car park is 8214 the location code for coaches in this car park is 8215 Season and rover tickets Season, Rover and Coach Rover tickets are available at this car park. ...If you park your motorcycle in a car parking space, you must pay the normal fee for a car.

Last updated: 22/07/2026 09:18:54


Council allocation scheme

Our allocations policy sets out who qualifies for an offer of accommodation....Each Registered Provider also has their own allocation policy....Cornwall Homechoice Scheme and allocations policy documents You can download the current Cornwall Homechoice Scheme and appendices.

Last updated: 27/05/2026 12:19:51


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