Should damage to personal effects occur due to negligence on the part of the Council then a claim can be pursued. It would be essential to prove the Council had been negligent before a claim can be successful.
The information given below relates to the most common queries raised.
Handbags, purses and wallets
Handbags, purses and wallets stolen whilst on Council premises are not covered by the Council.
Valuables
Always ensure that your valuables are locked away if you must leave them.
Spectacles
Spectacles are not insured by the Council. Should spectacles be damaged during the course of their duties this is not covered by the Council's insurance. Most frequently such damage occurs during playground duties or PE lessons when children are playing ball games. The ball accidentally strikes the member of staff and knocks off their spectacles. This is a pure accident and would not be regarded as a claim against the Council's insurance.
In view of the high cost of spectacles it is advisable to ensure they are covered by personal insurance.
Employees personal effects
The Council does not provide all risks insurance cover for employees personal effects.
If you have any queries please contact:
- Jonathan Niblett, Principal Insurance Officer jonathan.niblett@cornwall.gov.uk
- Adam Williams, Senior Insurance Officer adam.williams@cornwall.gov.uk
