Children's pensions

If you die as an active member of the Cornwall Pension Fund (CPF), the scheme provides protection for your family including a pension for eligible children.

Eligible children are:

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  • Under the age of 18
  • Under the age of 23 and in full time education or in training for a trade, profession or vocation
  • The child must not have left education at any point in order to be eligible.  However, in some cases the Pensions Section may ignore a break in education
  • A dependant child of any age who is disabled
  • In all cases children must have been born within a year after your death

This depends on how many children you have:

  • If a survivors pension is being paid to your spouse, civil partner or cohabiting partner, a child would receive 1/320th of your pensionable pay multiplied by the total membership you would have built up to your normal pension age. If there is more than 1 child the benefits would be shared equally between them.
  • If a survivors pension is not being paid, one child would receive 1/240th of your pensionable pay multiplied by the total membership you would have built up to your normal pension age. If there was more than 1 child, the benefits would be shared equally between them.

Our Jargon Buster may help with pensions terminology.