Information about Covid19:
Please read our information on how we are supporting residents and businesses, as well as information on affected services.

Guidance during Covid-19 pandemic for affordable housing

The current situation may have an impact if you are buying or selling an affordable home.  This will largely depend at which stage of the process you are at. 

If you are planning on selling your affordable home, you will need to provide a RICS (Royal Institution of Chartered Surveyors) open market valuation to agree the sale price and advertise your property with an estate agent.  Due to current restrictions, it is unlikely that valuations and property viewings will be completed in the traditional manner.  Your appointed valuer and estate agent should be able to provide more information and you should contact them in the first instance.  If you have already advertised your home and have been advised that there is an approved buyer, then you will need to contact your solicitor for advice on how to proceed.  We are aware that many lenders may not be accepting new applications for mortgages at this time (unless buyers have large deposits) and so this may have a significant bearing on how your sale proceeds.

If you are planning on buying an affordable home the Affordable Homeownership Team will assess your eligibility and are currently still accepting applications.  Mortgage lenders are continually reviewing deposit requirements so please contact your appointed lender to see how this will affect you.  We are aware that many lenders are not accepting new applications at this current time.  Many solicitors are continuing to offer a service and you should contact your appointed legal representative with any queries relating to your house purchase.

Whilst the Council continue to offer services in respect of assessing the eligibility of purchasers, it may be difficult for you to access other services such as RICS valuers and estate agency services at this time.  Your appointed valuer and Estate Agent should be able to provide more information and you should contact them in the first instance.  If you have already advertised your affordable homes and have been advised that there is an approved buyer/s, then you will need to contact your appointed Solicitor for advice on how to proceed.  We are aware that many lenders may not be accepting new applications for mortgages at this time (unless buyers have large deposits) and so this may have a significant bearing on how your sale/s proceed.

The Council are only dealing with essential, business-critical legal matters at this time and will ask for instructions to be deferred if possible.