Am I eligible to join?

The CPF is available to most employees whose employer participates in the pension scheme.

Please consider the information below if you are unsure whether you are eligible to join:

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  • To be eligible you must be under the age of 75.
  • Employees with a contract of employment for less than 3 months are eligible to join following a change to the LGPS rules with effect from 1st October 2012; however they must request to join the scheme unlike current eligible employees, who for specific employers like Cornwall Council, must be automatically enrolled.
  • There is no restriction on the number of hours you must work - all part time employees are eligible to join.
  • If you have previously opted out, you are eligible to rejoin at any time, providing you meet the eligibility criteria as set out above and below. Please note that if you opt out of membership of the scheme and then subsequently rejoin the LGPS you will not be permitted to join the two periods of membership together and, instead, you will have two separate sets of pension benefits in the scheme.
  • Employees over the age of 75
  • Teachers
  • Police Officers
  • Firefighters

Teachers, Police Officers and Firefighters have their own separate pension schemes. If you are a teacher please visit the Teachers Pension Scheme web pages, or if you are a firefighter please visit the firefighter pensions web pages.

If you are still unsure whether or not you are eligible to join, you should contact your Human Resources/Payroll department.

Our Jargon Buster may help with pensions terminology.